Prepayment Calculator Prepayment & Optimization
Calculate interest savings and tenure reduction or EMI reduction from a lump-sum loan prepayment.
Prepayment Parameters
Lump Sum Optimization
50 Lakhs
₹
%
Years
36 Months (3.0 Yrs)
Months Paid
5 Lakhs
₹
Prepayment Savings Analysis
Direct Relief
Total Interest Saved
₹ 0
Direct savings
Tenure Reduced
0 Months
Debt-free sooner
New Balance
₹ 0
Post-prepaymentTotal Interest Comparison (Before vs After)
Before & After Prepayment Matrix
| Parameter | Original Loan | With Prepayment |
|---|---|---|
| Remaining Tenure | 0 Mos | 0 Mos |
| Monthly EMI | ₹ 0 | ₹ 0 |
| Remaining Interest Payable | ₹ 0 | ₹ 0 |