Home Loan EMI Calculator Loan & EMI
Calculate Equated Monthly Installment (EMI), total interest, and total payable amount with yearly breakdown.
Loan Parameters
Standard EMI (Reducing)
50 Lakhs
₹
₹ 1 Lakh
₹ 1 Crore
₹ 2 Crore
8.5% p.a.
%
5%
10%
15%
18%
240 Months
Years
1 Year
10 Years
20 Years
30 Years
Standard Equated Monthly Installment Formula:
EMI = P × r × (1+r)n / [(1+r)n - 1]
Where P = Principal, r = Monthly Interest Rate (R / 12 / 100), n = Total Months.
Calculation Breakdown & Visualization
Real-time Reactive
Monthly EMI
₹ 0
Per month
Total Interest
₹ 0
0% of total
Total Payment
₹ 0
Principal + InterestLoan Breakup (Principal vs Interest)
Principal: ₹ 0
Interest: ₹ 0
Yearly Repayment Schedule Preview
| Year | Opening Bal | Principal | Interest | Closing Bal |
|---|